WHO IT’S FOR:

These are catered to those who already have good age, but they’d want to increase their comparable credit + lower utilization. It’s great as a bonus tradeline.

American Express cards do NOT report credit age. For this reason, we’ve separated the Amex cards from the tiered subscription plans:

AMEX

STARTING AT $77 / MONTH

  • Credit Limit: $10K+

  • Utilization Rate: <10%

EX. AMERICAN EXPRESS 15K