HOP ON.
As the first subscription-based tradeline supply company on the market, we’re not here just to play the credit game—we’re here to rewrite the rules.
REVOLUTION IS HERE.
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[WHO WE ARE.]
[AU_] LAB is the first subscription-based tradeline supply company on the market, offering a unique experience to optimize your credit profile and elevate it to new heights.
We believe that the key to winning in the credit game is establishing long-term relationships through tradelines. These relationships not only boost your credit profile but also provide a wealth of benefits from sustained creditworthiness.
Discover the unmatched advantages of [AU_] LAB’s subscription-based tradeline service, and see how our tailored solutions can propel you towards your financial goals.
Join us in revolutionizing credit optimization and unlocking the power of a strong credit profile.
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WHAT IS A TRADELINE?
A tradeline is an active credit account on your credit report, showcasing the history and activity tied to that specific account.
When someone is added as an Authorized User (AU) on another person’s account, they can "piggyback" on that tradeline, meaning they benefit from the account’s positive credit history. This helps the AU improve their own credit score, even though they aren't responsible for making payments on the account.
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BENEFITS OF
TRADELINES:
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Level up your credit score by adding a tradeline with a flawless payment history and a long track record. This positive history blends into your profile, giving your credit a solid boost.
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Upgrade your credit profile by mixing in different types of credit lines. Lenders love seeing a diverse mix, as it shows you can handle various forms of credit like a pro.
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Maintaining a strong credit profile can greatly enhance your chances of getting approved for credit applications, even if you've encountered some difficulties in the past. It shows lenders you’ve got your financial game on point.
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Grab a tradeline from a card with a high credit limit to cut down your credit utilization ratio—the percentage of what you owe compared to your available credit.
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Getting a tradeline with a high credit limit shows lenders you can handle substantial credit responsibly. It’s like waving a banner that says, 'I can manage bigger limits with ease,' giving lenders extra confidence in your creditworthiness
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GOING AGAINST
THE GRAIN
Where innovation meets finance.
Let's discover how our unique process sets us apart from the rest:
NO COUNTDOWN. You can keep the tradeline active on your report as long as you’d like!
OUR TRADELINE, ON YOUR TIMELINE. Cancel your subscription anytime—no problem. This way, you have the flexibility and freedom to adjust according to your specific situation.
NO RISK, YES REWARD. We only start charging AFTER we've confirmed the tradeline is active and reporting correctly on your credit report. There's ZERO risk on your end.
ON THE HOUSE. You won’t spend a dime until 40 days* after the start of your subscription. Just subscribe first with your Authorized User info and let us handle the rest!
*Length of time may vary depending on card issuer
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THE PROCESS
We've streamlined everything to make it simple for you—It’s pretty straightforward:
STEP I
Choose your tradeline from our TRADELINE INVENTORY.
STEP II
Submit your payment information to start the subscription.
STEP III
Fill out the AUTHORIZED USER REQUEST FORM and sit tight!
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CHOOSE YOUR LEVEL:
BASIC
TIER I
STARTING AT $97 / MONTH
Credit Limit of $10K+
Credit Age of 5-10 Years
EXCELLENT Payment History
TIER II
STARTING AT $197 / MONTH
Credit Limit of $10K+
Credit Age of 10-15 Years
EXCELLENT Payment History
TIER III
STARTING AT $297 / MONTH
Credit Limit of $10K+
Credit Age of 15-20 Years
EXCELLENT Payment History
For more details on our basic tier levels, hit the button.
PREMIUM
TIER IV
STARTING AT $197 / MONTH
Credit Limit of $10K+
Credit Age of 20+ Years
EXCELLENT Payment History