HOP ON.

As the first subscription-based tradeline supply company on the market, we’re not here just to play the credit game—we’re here to rewrite the rules.

REVOLUTION IS HERE.

01_

[WHO WE ARE.]

[AU_] LAB is the first subscription-based tradeline supply company on the market, offering a unique experience to optimize your credit profile and elevate it to new heights.

We believe that the key to winning in the credit game is establishing long-term relationships through tradelines. These relationships not only boost your credit profile but also provide a wealth of benefits from sustained creditworthiness.

Discover the unmatched advantages of [AU_] LAB’s subscription-based tradeline service, and see how our tailored solutions can propel you towards your financial goals.

Join us in revolutionizing credit optimization and unlocking the power of a strong credit profile.

02_

WHAT IS A TRADELINE?

A tradeline is an active credit account on your credit report, showcasing the history and activity tied to that specific account.

When someone is added as an Authorized User (AU) on another person’s account, they can "piggyback" on that tradeline, meaning they benefit from the account’s positive credit history. This helps the AU improve their own credit score, even though they aren't responsible for making payments on the account.

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BENEFITS OF
TRADELINES:

  • Level up your credit score by adding a tradeline with a flawless payment history and a long track record. This positive history blends into your profile, giving your credit a solid boost.

  • Upgrade your credit profile by mixing in different types of credit lines. Lenders love seeing a diverse mix, as it shows you can handle various forms of credit like a pro.

  • Maintaining a strong credit profile can greatly enhance your chances of getting approved for credit applications, even if you've encountered some difficulties in the past. It shows lenders you’ve got your financial game on point.

  • Grab a tradeline from a card with a high credit limit to cut down your credit utilization ratio—the percentage of what you owe compared to your available credit.

  • Getting a tradeline with a high credit limit shows lenders you can handle substantial credit responsibly. It’s like waving a banner that says, 'I can manage bigger limits with ease,' giving lenders extra confidence in your creditworthiness

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CASE STUDY:
DISCOVER

Here's a recent snapshot of our client David's CreditKarma report. He was aiming to secure auto financing for his new Tesla within a short timeframe and needed to reach a specific credit score.

BEFORE: He had just one primary account with only one year of history, and his credit score was 677.

AFTER: By adding a DISCOVER tradeline with 5+ years of history, his score jumped by 81 points. Now, his score is at 758.

[Results may vary based on several factors, including your current credit profile, the details of the tradeline, and the number of tradelines added.]

05_

GOING AGAINST
THE GRAIN

Where innovation meets finance.
Let's discover how our unique process sets us apart from the rest:

  • NO COUNTDOWN. You can keep the tradeline active on your report as long as you’d like!

  • OUR TRADELINE, ON YOUR TIMELINE. Cancel your subscription anytime—no problem. This way, you have the flexibility and freedom to adjust according to your specific situation.

  • NO RISK, YES REWARD. We only start charging AFTER we've confirmed the tradeline is active and reporting correctly on your credit report. There's ZERO risk on your end.

  • ON THE HOUSE. You won’t spend a dime until 30 days* after the start of your subscription. Just subscribe first, and we’ll handle the rest!

    *Length of time may vary depending on card issuer

06_

THE PROCESS

We've streamlined everything to make it simple for you—It’s pretty straightforward:

STEP I

Choose a tradeline from our TRADELINE INVENTORY.

STEP II

Submit your payment info to start the subscription for your tradeline.

STEP III

Complete the AUTHORIZED USER REQUEST FORM.

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CHOOSE YOUR LEVEL:

BASIC

TIER I

STARTING AT $97 / MONTH

  • Credit Limit of $10K+

  • Credit Age of 5-10 Years

  • EXCELLENT Payment History

TIER II

STARTING AT $197 / MONTH

  • Credit Limit of $10K+

  • Credit Age of 10-15 Years

  • EXCELLENT Payment History

TIER III

STARTING AT $297 / MONTH

  • Credit Limit of $10K+

  • Credit Age of 15-20 Years

  • EXCELLENT Payment History

For more details on our BASIC tier levels, hit the button.

PREMIUM

TIER IV

STARTING AT $197 / MONTH

  • Credit Limit of $10K+

  • Credit Age of 20+ Years

  • EXCELLENT Payment History

For more details on our PREMIUM tier, click the button.

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BUSINESS CREDIT SPECIALISTS

We know a thing [or two]:

At the core of [AU_] LAB is a team of business credit experts who crafted the groundbreaking CRD_MY DWY Program, helping entrepreneurs secure 0% APR business credit. This program has transformed the financial landscape for countless business owners, providing them with the capital needed to grow and succeed. Building on this success, we established [AU_] LAB to offer clients premium tradelines, enhancing their credit profiles and unlocking exceptional funding opportunities.

Our mission extends beyond offering credit solutions; we strive to equip our clients with the essential tools and resources to make substantial progress in their financial journeys. With the right support and guidance, we believe everyone has the potential to achieve financial freedom and fulfill their dreams.

At [AU_] LAB, we are dedicated to elevating your credit profile and opening doors to new opportunities. Discover the transformative impact of adding tradelines to your credit profile with us, and embark on a journey toward limitless possibilities and financial empowerment.

Join us, and let us help you shape a prosperous financial future.

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PIGGY[BACKED].

"Absolutely love how they handle tradelines! Credit optimization can be unpredictable—sometimes it’s quick, other times it takes a bit longer. With [AU_] LAB, I didn't have to stress about overpaying for unnecessary terms."

— SAM K.

“Apart from the obvious benefits of their tradelines like credit score boosts, what I really appreciate about [AU_] LAB is the control they give you over extensions and cancellations. No more exhausting back-and-forth. Just hit subscribe or cancel whenever you want—so easy and simple!"

— TIM B.

“I honestly wish I had heard about [AU_] LAB earlier. All the other suppliers only offer tradelines by the term, but this subscription method gave me all the flexibility I needed. ANOTHER COOL THING: They’re results first, payments second. So I didn’t have to pay until after the tradeline reported.

— KYLE C.

READY TO BOOST?

GET IN TOUCH.

hello@theaulab.co